Financial and Insurance Documents you Need to Share

This article on family communication is by the Kinnect Team — Kinnect makes it easier for families to share information. Make sure those who rely on you have everything they need. Find out more about Kinnect »

We all know finances can be a wonderful disaster of documents, files and accounts that are all over the place. Let’s get that sorted with a quick check up on what you can do to organize, store and share when necessary.

Organize Now, Avoid Pain Later

financial management documents

By chipping away at the organization of documents below, you will ensure your family has an easier time claiming benefits, avoiding probate, managing accounts, and paying any outstanding debts or taxes owing on your estate.

It’s not so overwhelming when we break it down into the sections below and identify the types of information for each.

Bank Accounts

small business financial documents

  • Savings
  • Checking
  • Money Market
  • Certificates of Deposit (CDs)
  • Debit Cards
  • Credit Cards

Gather the following information for each: name of bank, account #, expiration date, recent statements, PIN, login credentials for online accounts

Insurance Policies

business insurance documents

  • Life Insurance
  • Health Insurance
  • Auto Insurance
  • Home Insurance
  • Fire and Earthquake
  • Renters Insurance
  • Pet Insurance

Gather the following information for each: Name of Issuer, copy of policy, name of policyholder, name of insured, name of primary beneficiary, name of contingent beneficiary, login credentials for online accounts

Mortgages and Loans

insurance documents

A POA is not a beneficiary, unless you choose – but that’s a different conversation –  rather, their task is complete in the event you pass. The legal power over your financial affairs is no longer in effect at that point.

Make it Official

insurance documents

It’s very simple to create a POA online or with your attorney, and there are many formats out there. What’s important is that you make it official by notarizing it with a Notary Public, or at your local bank, postal service or government office.

Next Steps

When you’ve created and gathered your documents, secure and share them. It’s really simple to set up Kinnect, it’s free for life for those who get Early Access, and it will change the way you communicate with your family for the better. Get Early Access now.

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